Terms & Conditions

Last updated: October 1, 2026

These Terms & Conditions (“Terms”) govern your access to and use of summerfieldsnaples.com and any related online services, features, content, and purchases (collectively, the “Service”) provided by Summerfields Fine Furnishings (“Summerfields,” “we,” “us,” or “our”).

By visiting the Service, creating an account, or purchasing from us, you agree to these Terms and to any policies referenced in them, including our Privacy Policy, Refund Policy, and Shipping Policy, as well as our Messaging & Mobile Terms of Service if you participate in a mobile message program. If you do not agree, do not use the Service.

1. Eligibility and Lawful Use

You must be at least 18 years old or the age of majority where you live to use the Service independently. A minor may use the Service only with the involvement and permission of a parent or legal guardian.

You may use the Service only for lawful purposes and in compliance with applicable laws. You are responsible for ensuring that your use of the Service and any purchase you make are lawful in your jurisdiction.

2. Online Store and Service Availability

Our online store is hosted on Shopify, which provides the ecommerce platform that enables us to offer products and services to you. We may modify, suspend, restrict, or discontinue any part of the Service at any time, subject to applicable law.

We reserve the right to refuse service, restrict access, suspend or close accounts, limit quantities, or cancel orders when reasonably necessary to protect Summerfields, our customers, or third parties; prevent suspected fraud or abuse; enforce these Terms; or comply with legal obligations.

3. Accounts

You may be able to create a customer account. You agree to provide accurate, current, and complete information and to update it when necessary. You are responsible for safeguarding your account credentials and for activity conducted through your account.

Notify us promptly at support@summerfieldsnaples.com if you believe your account has been accessed without authorization. We may suspend or terminate an account that contains false information, is used unlawfully, or violates these Terms.

4. Products, Availability, and One-of-a-Kind Merchandise

All products are subject to availability. Many of our furnishings, antiques, decorative objects, handcrafted items, and curated pieces are unique, limited in quantity, or made with natural materials. Variations in color, grain, texture, finish, dimensions, patina, or other characteristics may occur and are not necessarily defects.

We make reasonable efforts to display product colors, images, measurements, descriptions, and other details accurately. However, colors and appearance may vary depending on lighting, photography, displays, and device settings. Measurements may be approximate. We do not guarantee that every product image or description will be completely error-free or that an item will appear exactly as displayed on your screen.

We may change, discontinue, or limit products without notice. We may also limit sales by person, household, geographic region, or order when reasonably necessary.

5. Prices, Taxes, and Payment

Prices are shown in U.S. dollars unless stated otherwise. Prices, promotions, and availability may change without notice. Applicable taxes, shipping, delivery, handling, and other charges will be displayed during checkout when reasonably practicable.

You agree to provide current, complete, and accurate billing and payment information. By submitting payment information, you represent that you are authorized to use the selected payment method and authorize us and our payment processors to charge all amounts associated with your order.

Promotional offers, discounts, and coupon codes are subject to their stated terms, may not be combined unless expressly permitted, and may be modified or ended as allowed by law.

6. Orders and Acceptance

Submitting an order is an offer to purchase and does not guarantee acceptance. An automated order confirmation acknowledges receipt of your order but does not necessarily mean that we have accepted it. We may accept an order by sending a shipment confirmation, making the product available for pickup, or otherwise confirming fulfillment.

We may refuse, limit, or cancel an order before fulfillment for reasons including product unavailability, pricing or description errors, suspected fraud, payment authorization issues, shipping restrictions, duplicate orders, or violations of these Terms. If we cancel an order after payment has been collected, we will refund the canceled amount to the original payment method, subject to applicable law.

Please review your order carefully before submitting it. Requests to change or cancel an order are not guaranteed once processing has begun.

7. Shipping, Delivery, Pickup, and Risk of Loss

Shipping, delivery, processing, pickup, and related charges are governed by our current Shipping Policy. Delivery dates are estimates unless we expressly state otherwise.

Delays may occur because of carrier operations, weather, natural disasters, supply interruptions, customs, labor disputes, inaccurate delivery information, or other circumstances beyond our reasonable control. To the extent permitted by law, we are not responsible for delays caused by events outside our control.

You are responsible for providing a complete and accurate delivery address and for ensuring that the location is safe and accessible. Additional terms may apply to furniture, oversized merchandise, white-glove delivery, local delivery, pickup, special orders, and international shipments. Any such terms presented before purchase or agreed to in writing are incorporated into these Terms.

Title and risk of loss transfer as provided by applicable law and the terms of the applicable shipment or delivery service. Nothing in this section limits rights or remedies that cannot legally be waived.

8. Returns, Exchanges, and Refunds

Returns, exchanges, refunds, damaged-item claims, and non-returnable products are governed by our current Refund Policy, which is incorporated into these Terms.

Certain merchandise—including special orders, personalized or customized products, gift cards, final-sale items, antiques, floor samples, or other designated products—may be final sale or subject to additional restrictions where disclosed before purchase and permitted by law.

Inspect delivered merchandise promptly. If an item arrives damaged, defective, or incorrect, contact us as soon as possible using the instructions in our Refund Policy and retain the product, packaging, and shipping materials while the claim is reviewed.

9. Gift Cards and Store Credit

Gift cards and store credits are subject to any terms disclosed at issuance and to applicable law. They are not redeemable for cash except where required by law. Lost, stolen, or unauthorized gift cards may not be replaced unless required by law or we can verify the remaining balance and original purchase.

10. Intellectual Property

The Service and its content—including text, photographs, product images, graphics, logos, trademarks, page designs, videos, and software—are owned by or licensed to Summerfields and are protected by intellectual-property laws.

We grant you a limited, personal, non-exclusive, non-transferable, revocable right to access and use the Service for lawful, noncommercial shopping and informational purposes. You may not reproduce, distribute, modify, publish, sell, exploit, reverse engineer, create derivative works from, or commercially use any portion of the Service without our prior written permission or the permission of the applicable owner.

Third-party names, brands, trademarks, and product images remain the property of their respective owners.

11. Reviews, Feedback, and Other Submissions

If you submit a review, photograph, comment, suggestion, idea, or other material (“Submission”), you represent that you have the right to provide it and that it is accurate, lawful, and does not violate another person’s rights.

You grant Summerfields a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, modify, publish, display, distribute, and create derivative works from the Submission in connection with our business, marketing, and the Service, subject to our Privacy Policy and applicable law. This license does not transfer ownership of your Submission to us.

We may moderate or remove Submissions that are unlawful, misleading, offensive, infringing, unrelated, or otherwise inappropriate, but we have no obligation to monitor all Submissions.

12. Prohibited Conduct

You may not use the Service to:

  • violate any law or another person’s rights;
  • submit false, misleading, fraudulent, defamatory, or unlawful information;
  • infringe intellectual-property, privacy, publicity, or other rights;
  • upload viruses, malicious code, or harmful technology;
  • interfere with the security, integrity, or operation of the Service;
  • attempt unauthorized access to accounts, systems, or data;
  • harvest or misuse personal information;
  • spam, phish, scrape, crawl, or use automated means to access the Service except as permitted by us or applicable law;
  • impersonate another person or misrepresent your affiliation;
  • engage in fraudulent purchasing, payment disputes, or returns; or
  • use the Service for resale or other commercial purposes without our written permission.

We may investigate suspected violations and cooperate with lawful requests from authorities.

The Service may contain links to, integrations with, or features provided by third parties, including payment processors, carriers, social networks, review providers, map services, and other platforms. Third-party services are governed by their own terms and privacy policies.

We do not control and are not responsible for third-party websites, services, content, availability, security, or practices. A link or integration does not necessarily imply endorsement.

14. Errors and Changes to Information

Information on the Service may occasionally contain typographical errors, inaccuracies, or omissions relating to product descriptions, pricing, promotions, availability, shipping charges, or delivery times.

We may correct errors, update information, or cancel affected orders at any time, including after an order is submitted, subject to applicable law. If an error affects an amount already paid and the order is canceled, we will issue an appropriate refund.

15. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” SUMMERFIELDS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT INFORMATION ON THE SERVICE WILL ALWAYS BE ACCURATE OR COMPLETE.

THIS DISCLAIMER DOES NOT APPLY TO ANY PRODUCT WARRANTY EXPRESSLY PROVIDED IN WRITING, OR TO RIGHTS OR WARRANTIES THAT CANNOT BE DISCLAIMED UNDER APPLICABLE LAW.

16. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SUMMERFIELDS AND ITS OWNERS, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING FROM OR RELATED TO THE SERVICE, THESE TERMS, OR A PRODUCT PURCHASED THROUGH THE SERVICE.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR A CLAIM ARISING FROM A PRODUCT, ORDER, OR THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID TO SUMMERFIELDS FOR THE PRODUCT OR ORDER GIVING RISE TO THE CLAIM.

THESE LIMITATIONS DO NOT APPLY TO LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW.

17. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Summerfields and its owners, affiliates, officers, employees, agents, and representatives from claims, liabilities, damages, judgments, losses, and reasonable costs and attorneys’ fees arising from your unlawful misuse of the Service, your material violation of these Terms, or your infringement of another person’s rights.

This section does not require you to indemnify any party for conduct for which indemnification is prohibited by law.

18. Governing Law and Venue

These Terms and disputes arising from them are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

To the extent a dispute may lawfully be subject to an exclusive forum agreement, the state and federal courts located in or serving Collier County, Florida, will have exclusive jurisdiction. Nothing in these Terms prevents either party from bringing an eligible matter in small-claims court or limits consumer rights that cannot legally be waived.

19. Severability; Waiver; Assignment

If any provision of these Terms is found invalid or unenforceable, it will be enforced to the maximum extent permitted, and the remaining provisions will remain in effect.

A failure to enforce any provision is not a waiver. You may not assign or transfer your rights or obligations under these Terms without our written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, sale of assets, or by operation of law, subject to applicable law.

20. Entire Agreement

These Terms and the policies and terms expressly incorporated into them constitute the entire agreement between you and Summerfields concerning the Service and supersede prior communications concerning the same subject matter.

If product-specific, delivery, special-order, or promotional terms conflict with these Terms, the more specific terms will control for that transaction to the extent permitted by law.

21. Changes to These Terms

We may update these Terms periodically. We will post the revised Terms and update the “Last updated” date. Changes will apply prospectively when posted or on any later date stated in the revised Terms.

Your continued use of the Service after revised Terms become effective constitutes acceptance of those changes, except where additional notice or consent is required by law.

22. Messaging & Mobile

Summerfields may offer SMS/text messaging programs for promotional messages, special offers, new arrivals, events, cart reminders, order updates, and other notifications. Participation is voluntary and subject to the consent you provide. Consent to receive marketing text messages is not a condition of purchase, and accepting these Terms does not by itself enroll you in a marketing text messaging program.

Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to a message from us or by using the unsubscribe link, where available. For help, reply HELP or email support@summerfieldsnaples.com.

Participation in our mobile message programs is governed by our Messaging & Mobile Terms of Service, which are incorporated into these Terms for participants in those programs. Please also review our Privacy Policy. If these Terms conflict with the Messaging & Mobile Terms of Service regarding a mobile message program, the Messaging & Mobile Terms of Service control for that program to the extent permitted by law.

23. Contact Us

Questions about these Terms may be directed to:

Summerfields Fine Furnishings
953 Central Avenue
Naples, FL 34102
Phone: (239) 430-2505
Email: info@summerfieldsnaples.com or support@summerfieldsnaples.com